Preferred Financial Group

"We listen, we educate, then we perform like no one else in the industry."


Historical Mortgage Trends

History of Conforming Loan Limits

Each year, Fannie Mae and Freddie Mac establish the maximum loan amount that qualifies for a “conforming” loan as well as re-evaluating existing credit and income requirements, down payment and suitable properties. A twenty-five year history of annual conforming loan limits for one, two, three and four unit properties is provided below.